Mulyani, S., Setiawati, S., Army, W. L., & Ramadhina, R. (2026). Determinants of Generation Z and Millennial Investment Decisions in Bekasi City: The Role of Financial Literacy, Financial Inclusion, and Risk Tolerance. Dinasti International Journal of Education Management and Social Science, 7(6), 5175–5193. https://doi.org/10.38035/dijemss.v7i6.7054