ALHAZAMI, Lutfi; FEBRIANTAKA, Dwi Sapto; RAHMAWATI, Irma; MANGUNDAP, Lisa. The Effect of Financial Literacy and Financial Inclusion on MSME Financing Access Mediated by Financial Technology: Evidence from AC Service Entrepreneurs under Democare in Meruya Utara. Dinasti International Journal of Education Management and Social Science, [S. l.], v. 7, n. 4, p. 4054–4065, 2026. DOI: 10.38035/dijemss.v7i4.6785. Disponível em: https://www.dinastipub.org/DIJEMSS/article/view/6785. Acesso em: 22 may. 2026.